“No Tax on Overtime” – new for 2025

  • First, the deduction is only for the part that exceeds regular pay… in other words, when you earn “time & a half” for Overtime hours worked, only the “half” piece is eligible for the deduction.
  • For tax year 2025, employers are not required to report this information on W2’s which will make reporting and calculating this a bit more difficult.
  • Paystub(s) WILL be needed to substantiate this deduction. If the last paystub for the year shows a year-to-date total, that will work. If there are no year-to-date totals, then each paystub showing overtime pay will be needed.
  • Folks that file Married Filing Separately are NOT eligible for this deduction.
  • This deduction is in addition to the standard or itemized deductions.
  • The Maximum annual deduction is $12,500 (or $25,000 for folks filing Married Filing Jointly)
  • Income limits/phaseouts apply. Deduction phaseouts will begin for folks with incomes over $150,000 (or $300,000 for married filing jointly filers)

If you have any questions about this or any other tax topics, drop us an email at hello@pennypinchtax.com

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